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Kohl's Visa Approval
My data points are horrible. Collections on file, delinquint accounts from a few years ago. But for some reason, as soon as I saw the Kohl's Visa Pre-approval back this morning, I jumped on it. I...
View ArticleCiti Double Cash Approval - SL $9300
I posted a few days ago about my Bilt Obsidian and Chase Freedom Flex approvals, but I also applied for a Citi Double Cash the same day (9/23) which was denied after pre qualification. I just got my...
View ArticleBoA, Disco CLIs break TCLs over $700k/$800k
My usual m.o. on the old BankAmericard Rewards card was to shoot for the $99.9k CL moon, but settle for a $5-10k CLI. But since I was already at $75k I just asked to go to $80k and it worked. On the...
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NFCU MoreRewards CLI $5.5k --> $11.5k
Going through all my cards to see if there's any love out there and low and behold I got a CLI from NFCU! This follows them declining me last month stating solely that I've reached my maximum credit...
View ArticleBest Buy Visa approval
Both myself and my spouse were approved for our own Best Buy Visas today. We had our 3 profiles unfrozen for the pre-approval tool. It was weird I didn't receive any hard inquiry after accepting. I do...
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CLI train continuing while I'm in the garden
After my TU report became pristine and jumped 100 points, I tried my luck with a few CLI's. Synchrony Lowes card - Opened June 2026 with a $9,500 starting limit. Currently using it to finance new...
View ArticleApproved for 5k University of Illinois Community Credit Union
Wasn't a member and I saw a post on DoC and and an approval on here for their cards so I figured I give it a shot. Got approved for the membership and checking ($150 bonus) and then decided to apply...
View ArticleTotally Unexpected Automatic CLI on WF Autograph! $2500 -> $5000
WF prompted me to update my income in the app 12-13 days ago as my Autograph account reached the 9 month mark after opening. I updated my income per the prompt to my current $27k personal income and...
View ArticleAmex blue cash everyday denial
Hello, I was wondering if Amex is stricter on the blue cash everyday approvals compared to the charge cards? My buddy got approved for the Amex plat and delta gold but denied the everyday, he has a 670...
View ArticleWalmart OnePay Cash Rewards Approval
Got approved for the Walmart OnePay Cash Rewards card with a $7,000 CL. Do a lot of my shopping at Walmart and have Walmart+ so it made sense for me to get it.
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USAA Eagle Adapt
Recently opened a checking account, was pre-approved for every card they offer. Decided to pull the trigger. Instant approval. EX score according to them is 750.
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American Express Optima Approved! Starting My Upward Journey!!
As some people know, I started last August with around 30,000 in CC Debt, worked hard in a year and got it all paid off, American Express Offered me the optima upon completion of a payment plan, so i...
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Bilt Palladium Approved 50 Racks
Planning on fully immersing into the Bilt rewards ecosystem, went for the Bilt Palladium since you only get the the SUB once regardless of any of the 3 cards you choose. Approved for 50k, I think...
View ArticleChase Freedom Flex for hubby
I'm such a bad influence. He's starting to think like me. He wants new tires for his car so he asked me about a 0% promo. I told him he should just get the Freedom Flex since Chase will almost...
View ArticleBilt Obsidian and Chase Freedom Flex Approvals!!
I'm on a mini spree to replace my rebuilder cards with better cards with higher limits and got two approvals today. I initially applied for the Bilt Palladium, but was denied and offered the Obsidian...
View ArticleUSAA Approved after Prequal!
Small limit at $500, but I'll take it given the debt exposure. Was really just testing to see if ONE of the previous banks I applied to would actually approve me when the pre-qualification screen...
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Robinhood Gold Approval SL $7,700
I got a message in the Robinhood app today about the gold card and instead of being redirected to the waitlist I was given an application with a soft pull. I filled it out and was approved for the...
View ArticleNFCU auto CLI
was surpised to see this , went from 15.1k to 19.1k did not request this time. this also means I cannot request another cli for 6 months beause I recently got auto cli from NFCU , correct ? This is...
View ArticleBofA Atmos approved
It's been a long credit rebuild since I filed bk7.I am two months away from the bk dropping of my report. I applied for the atmos cc and was approved $24500.00 Did not burn BofA when I initially...
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