Short story, i filed for bk7 in 2011 and my house was foreclose in 2012. Since them i started working on my credit, first with a credit one visa $1450 and then with a credit one MC $900. in 2013 apply for a Barclay reward MC and was approved with $1300 cl. October 2014 i apply for multiple credit cards and was denied on almost all of them with the exception of Lowes, VS, Amazon store credit, Game stop and Paypal smart connect. Fast fwd to last week and i decided it was time to app for some credit cards.
Approved
US Bank flex + $1000 (called for cli no luck
Discover it $1500 (called for cli no luck
BoA travel $2000 called for cli no luck
Barclay apple $1500 (called and got bump to $4000
not approved
amex hilton-because of the bk7 no other reason
citi-because of the bk7 no other reason
cap 1- denied not even for quicksilver
since i was feeling lucky i decided to call synch to try to get some love on lowes and amazon, Lowes went from $300 to $4000.00 and amazon was denied any cli.
today i received a letter from paypal smart connect that it was getting converted into MC in 60 days. So i called them and ask for some cli and to my surprise it went from $800 to $3500. this year so far looks like it is going to be my year. iam thinking on closing GSTOP $600, VS $500 , CREDIT ONE VISA $1450 AND CREDIT ONE MC $900, what to do guys think?, also i want to try next year again for amex and citi.