3rd statement just cut on my CapOne QS1. I'm in credit steps with a SL of $500. I decided to try to the LUV button and see if they offered me anything. I got a $1000 CLI...but should I accept it? The reason I ask is because I have Overstock and Wayfair accounts about to report for $3000 apiece and I'm an AU on my wife's Discover that just received a $6K CLI. Once this all hits my report, I'm sure I'll see a decent score jump. Will this net me a bigger increase on my QS1 if I wait a bit longer (also on my Platinum which is a few days away from a 3rd statement cut as well)? As of now, my utilization is around 30%, but once those accounts hit it'll drop to below 10%. I haven't run a huge amount thru my CapOne cards, but I have paid big and multiple payments.
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