I just finished re-building from a 450 credit score (credit karma). I've had my eye on CSP and Freedom from the time I started. Dream combo, if you will. I didn't expect to get approved. I was going to garden for a while, but I figured what the heck. Lets give it a try.
Fico8's of:
Experian: 768
Transunion: 750
Equifax: 748
The only thing on my credit report was an 800 credit limit secured capital one card that has 8 months of history. Nothing else.
Instant approvals:
- CSP: $15,000
- Freedom: $13,000
I'm so excited. I never, in a million years thought I would be approved, much less for $28,000 total between the two cards. (No, I'll never run up a balance. I pay my cards in full every month)
As both cards are from Chase, I assume that the two cards will end up reflecting as only 1 HP, correct? Anyone have experience with that?
