Hello all, first post Image may be NSFW.
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Just applied for the Amazon Store Card as I plan on buying a high-end guitar and really love the no interest, monthly payment plans this card has to offer. I applied online and was approved for $1700. Since I was hoping for more for more options to buy my dream Taylor, I decided to call Synchronicity not even 10 minutes after being approved online to feel them out about a recon on my CL.
Told the lady my story about my reason for an immediate increase and said I had cards that had upwards of 12,500 CL's already and she asked how much I wanted, so I stayed a bit conservative and asked for $5000. I made sure to ask if it would be hard pull or soft pull and she said soft pull. So i went for it, and after 30 seconds on hold, came back to "Congratulations, you've been approved for the $5000!" I was shocked at how easy it was, especially for a soft pull.
I then asked what their policy was on CLI's and if they ever become hard pull etc. and she told me as long as you're a member of the bank, you can request CLI's at any moment in any amount of time and it's ALWAYS a soft pull. Can anyone else clarify this? Obviously I won't push my luck, but seems a bit insane. I guess I'll find out soon if it was truly a soft pull. Still stoked though!
