Hello,
My sixth statement for Sallie Mae closed on the 21st. Today, I figured I'd call in about getting my APR lowered. I called the CS number on the back of the card, requested a CSR, and then asked if I had an offer to lower my APR. They saw one was available and they offered to transfer me to an analyst. Once I reached her, she saw that I had an offer to lower my APR from 14.24% to 10.24%. She also mentioned that I had an SP CLI offer. I provided my income and she advised me that I was approved for an extra $4000, bringing my CL from $12500 to $16500. This puts it very close to my BCE CL ($17000), and I am very pleased!.