A few days ago I I decided to take a hard pull (what difference would one more make after the twelve for my car? lol) to see if I could get a cli from PenFed. First result, none for the Promise (I am an Egyptian) Image may be NSFW.
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and only 500 on the Rewards. I received a survey about how I liked the way they do business and was I interested in other products. What the heck, I checked PLOC. I received a call the same day (yesterday) from a credit analyst and she and I talked for almost twenty minutes. I knew I had no chance for the PLOC, but I told her my story anyway. Just the plain unvarnished truth about my troubles and the past year of rebuilding. (That's why I looked like an Egyptian to them.)
Well, at the end of our conversation, BOOM 10k PLOC approved! I almost passed out. haha This morning I called again and asked if it were possible to have recons on both my credit card requests.The analyst said sure and so I asked for 17k on Rewards (It was 12.5k) and 14k on Promise (It was 10k). She said she would call me back, but she saw no problem.
She called back and all was approved. I checked online and it is true!!! I have to thank baller for all her help and encouragement and inspiration. Image may be NSFW.
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I could tell I left money on the table, but I am good with what was given.
I love PenFed!!!
