Today I found out I needed braces and that they would cost about $4500. Went to local CU and was instantly approved for personal loan already have my current car loan with them. EQ score aat 689. Was feeling a little happy go lucky and tried for BOA thinking things would be different but of course not. Oh well back to the garden also considering placing a freeze on my credit reports. And do you guys think I should take the secured offer from BOA and it is fully secured. EX score is a 691
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