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Coaxed from the garden by Discover

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It was on my list of future cards, so when I got a prequalified offer with a decent interest rate compared to my other cards, I decided to apply. My SL is a bit disappointing at $3,000, but I've seen other people's cards grow. My AAoA is garbage right now anyway, there is no annual fee, and I expect to have it for the long haul. It can grow with my other new cards. In a few months I'll be moving and will certainly max out the third and fourth quarter bonuses from Amazon and home improvement.

 

As for data points, my FAKO scores are around 700, Experian 720 from AMEX, and Equifax 719 from Citi.

 

Now I am firmly in the garden again unless I get an offer for the big BCP bonus.


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