Hello,
First of all, thank you everybody on Myfico for posting great info. I have been learning on the forum for a long time.
I'm not a US resident so I do not have SSN nor ITIN. Both Amex and Citi just approved my application.
Citibank - I opened a checking account with Citi mid 2014 and have been getting some direct deposits. Tried to apply for a secured card early 2015 but was denied.
I went back to the US last month (Mar 16) and visited the branch. The banker said it was possible to get a credit card, not a secured card without SSN/ITIN. I applied for Simplicity. The banker was a bit worried as I didn't have many direct deposits past 3 months. Balance was around 20k.
A week later I received SMS from Citi wanting to discuss my app but I was in the meeting so I called a bit later and the reference number was not valid anymore. I checked my email and found Citi approved Thankyou Preferred with a CL of $7500.
Citi only wanted my ID and proof of income, in my case, a bank statement.
Amex - I applied using 'Go to shorter application' and enter my Australian Amex number there. I believe it is called a global transfer program. The next day I called Amex asking if they need any document. A lovely lady asked for my passport details. Then we did a 3-way call with Citi to verify my US address. Premier Gold Reward card was aprroved on the spot. Amex only wanted my passport details and address verification.
I have a lot of cards here but very excited about my first 2 US cards. Banks in the US are very generous Image may be NSFW.
Clik here to view.
Next step might be trying to get ITIN so I can apply online.
lilfishy
