First time I've uploaded an image to the site, hope it turns out right, haha. Probably didn't necessarily need to apply for this, I already have a 2% card with the Doubl Cash, but I did not have a Visa card, now I have at least one of each network, and the financing feature I feel could be useful in the future. I do have one question that I'm sure I could find the answer very quickly, but is the 19.99% APR the standard for this card, or is there a range (is there a possibilty to lower it over time?) Not a huge deal, I still plan to not pay any interest anyway, lol.