I'm applying with Lowe's online this Friday or Saturday. I would prefer they pull my TU, but my EX is above prime (TU is not yet) and it's 6 pts higher than my TU right now and no inquiries on either bureau.
Does anyone know for sure if you apply online and Lowe's pulls your approval and starting CL with Experian (looks like people living in Texas are the exception and get EX pulled not TU with Lowe's) and you call the UW right away after approval will they pull TU not EX for the CLI request? Since all SP, CLI requests are pulled from TU with Lowe's/Synchrony.
My TU will be perfectly clean on or before June 1st (42 days and counting) and that's when I want to ask for $25K from Big Daddy Lowe's.