hello everyone I am new to this forum but recently have started in the "game". My question is regarding my application recently for the ritz Carlton visa. I applied on 4/6 and was not instantly approved. I Calle the automated line on day one and got the "2 week message" on day 2 I called and since than have gotten the "30 day message". As of today I am still getting the message. My current EQ score which they pulled is 675. My utilization is approx. 9% and my AAOA is 1.6 years because of recent cards I have obtained. I have 11 inquiries on file on equifax. My Trans score is 715 with 5 inquiries. Now since October 2015 I have gotten Cap venture and quicksilver with 3k limits. In February I did an Amex app fest and got 4 Amex in one day platinum, bLuke, and delta. Surprisingly those have not showed up on any credit report yet. My discover it form feb has a 6.5k limit and my restoration hardware is 9k limit. Again no card has more that 9% utilization some with 0 balance. I do not have a chase card but did apply for the sapphire 2 months ago and was turned down because of the 5/24 rule. Just curious what everyone's thoughts are on my chances. My income is 150k btw.
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