First, I'd like to thank all the experts here for all their advice. 3 Months ago today, I decided to start the journey to raise my score. I apped for the Cap one Quicksilver One and the Platinum within hours and received both with a CL of $2000. I use it like a debit card and pay each charge as I use it. I did leave balances just so that my util reports. ALways less than 10% and decreasing each month. After my 2nd statement cut, i was able to PC my platinum to a Quicksilver.
Today, 3 months in, right after I saw that my statement had cut, I went on to see if I could get a CLI, I received $2000 CLI on both of my cards, which I quickly accepted.
I am curious to see what happens with my Credit Steps in a few months. What kind of cli do you see is possible? Any other advice on moving forward with these cards?
I'm just really happy to see what can happen in 3 months with one's credit. Best feeling ever!