Woke up to my 11th statement today and a very nice 3k auto CLI
I have to say this card has been better than expected thus far. 3k SL and 3 months in I received a 1k SP CLI using the phone techniques Ive learned in this forum. Basically asked for a APR reduction to force a transfer from the CSR to a Credit Analyst. A couple of months ago I tried again and was denied a SP CLI but they lowered my APR from 14.4 to 10.4 which was a shocker as I never expected that would happen.
So all things considered, a 7k CL 11 months in. Wow. I do use this card everyday for large and small purchases and pay as many times as it takes to keep util low. Apparently that plan worked out . Now to see if they'll PC to a better card. i really dont need any more Apple Gift cards.