So I apped today for a Penfed new car auto loan just to use the last credit pull that Penfed did about 80 days ago ... Guess what!!! APPROVED for $45,000! ... 2.74% for 72 months. Now, mind you Penfed approved me about a month ago for a $5,500 CLI for my Penfed Platinum Rewards VISA card making it to a total CL of $20,000. I was also approved for $25K Personal Loan about 8 months ago. So with my Auto loan approval the CS said that I can also apply for the Penfed Platinum Cash rewards VIsa CC that usually goes with an auto loan approval, so I got greedy and apped for it and .... waallllaaa!!! APPROVED again also for $5,000 and that puts me at over $100K Credit line with all CCs!. WOW!!! I just can't believed Penfed still approved me for a $45K auto loan together with a $5k Cash rewards CC since I already have an existing PL, a Platinum rewards CC and a low $500 thrifty credit. My Penfed FICO score is 749 at time of approval. I just can't believe that I have almost $100K exposure with Penfed, $95,500 exposure to be exact with auto loan, PL, and CCs approval !!! ... Thank you Penfed! My favorite Credit Union!!!
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Penfed ... Almost $100K! I just love you MORE!!!
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