So my Gold Spade didn't last long. I figured that I may as well jump now, since I've been planning on using BBR for a BT next month. I intend on transferring around $3000 and didn't want my $5K CL to be too used up. So I used the LUV button and asked for $20K to see what they'd counter with. They gave me the odd CL of $10,100.
So as long as I was out, I decided to go for Blispay and Marvel Mastercard. Blispay approved instantly for $7500 and Marvel approved instantly with $8000! Marvel also gave me the lowest rate of 15.24%.
Next step will be to prune Overstock and possibly Care Credit. Now I'll go back to the Garden, very happily.