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AMEX BCE Instant Approval

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10k, no interest on purchases and BT until June 2017. EX FICO 682. Oldest account (closed) is over 14 years old. I think my util is under 20%.  I'm going to request a CLI as soon as the card arrives. This is my biggest limit card by far, I'm unsure if I want to apply for anything else for a while This is a perfect BT scenario to pay off my furniture account before 1200+ deferred interest kicked in next month.

 

DW was denied for the same card just now. Do they do recons? I'd hate to waste a HP, with her EX FICO at 726, less than 1% util, but much shorter credit history. She only has 1 TL under her own name, and she's an AU on 3 of my TLs. 

 

It's official: I'm no longer rebuilding if I could pull this off.


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