My EQ report has improved a little (5 new accounts in last 6 months/7 Inq in last 6 months). Approved for Penfed Promise @5k. Small limit but I'll take it. I transferred 5k into my Penfed share account prior to application which may have helped. Didn't have to recon which I thought for sure I would have to do. They asked if I wanted to open a checking account which I did and then they asked about overdraft protection. No additional HP so I said sure. Approved for $500 overdraft protection. Not a lot but I'll take it too.
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