Approved for the AMEX Platinum card about 3 weeks ago, and love it---I travel a ton each year and it really does come in handy. I had been an AMEX member for about 5 yrs 2009-2014 with another charge card and had perfect history, and then ruined it, and had a charge off...AMEX does truly forgive as I have at least an 8K spending limit...my other cards range in between 500-5K, score 695 EX.