Had been hoping for good news from First Premier regarding my GW letter of last week, but sadly awoke to an e-mail stating that, although they appreciate that I had gone through a hard time . . . they weren't having any part of deleting the TL. Oh well, there's always next month!
Anyway, since I had no more reason to wait (hoping for a bump in score from a possible deletion), I decided to pull the trigger on my two CapOne pre-quals -- and was APPROVED for both: Venture at $10,000 and QS at $5,000! So glad to be out of subprime.
Also, I have been wanting to refinance my 12.39% Navy Fed car loan, so with the above approvals under my belt, I got brave and applied online with DCU -- and was APPROVED within 10-15 minutes. Since I won't be direct depositing with them, I got 4.24% (or $137 less per month). This makes me very happy!!
My work for the day is done!
Have a great weekend everyone!!!