I have been gardening since December. My last app was 12/22/15 for Lowes card. My goal was to garden til all scores were over 700. I came close but couldnt resist the urge after seeing that I was prequalified on Citi's site for the first time.
I apped for the Citi DC and was instantly approved for $3000.
A few minutes later i decided to app for the Marvel Mastercard since I was outside the garden. I was instantly approved for $1500 at 15.24%. I called credit solution and requested 10k but they countered with $6k.
BOA Cashreward limit increased from $500 ->$2300 on a HP. I have had this card for 7 years and never got an increase. I product change it from an old BOA card.
Also last week NFCU Cashreward $12k->$17.5k SP.
I am very happy. Now back to the garden until my scores are > 720
current scores are EX 687 TU 689 and EQ 698