I can't believe I was approved for these with my low FICO scores. FICO8 Scores: TU: 670; EX: 637; EQ: 619. Two years ago my credit was in the low 500s and I couldn't even finance a used car.
The AMEX Bluecash only has a $1K limit, but I am hopeful that after 30 days I can get a significant CLI to keep my utilization lower.
My wife and my combined income is $170K per year and we have a $2,400 per month mortgage paymnent. Cars are paid for - no loan. I pay $1,200 a month in student loans. About $3,000 total balance accross CCs. No other debt left. What CLI should I shoot for on the AMEX BlueCash in two months?
AMEX Gold: NPSL
AMEX BlueCash Everyday: $1K
Capital One QuicksilverOne $7K
Bank Americard Platinum Visa: $5K