I am now officially done apping until year's end, at MINIMUM!! I need to let my accounts age and age those inquiries a bit, as well. I was testing the waters with Citi to see if they'd let me back in again so soon after having had my Brooks Brothers MC in CCCS. I paid them off 3 years ahead of my program's end date, which may have helped, in addition to having gotten my EX score up a decent amount since last attempt. Denied twice before for this card, so REALLY happy to finally have gotten it! It's been almost impossible for me to meet the min 45 gallons a month required with my Phillips 66 card, so it will be nice to have a card where I don't have a minimum requirement to meet. Many new accounts and 27 inquiries on my EX, so, very pleased to have gotten approved ($800 CL).
Thank you, Citi, for giving me another chance! Now to wait that 7-10 days before the card shows up--I'm not very patient in that department! 