I've been chilling in the garden for the past two months to let my accounts and inquiries age so I wasn't planning on apping for anything anytime soon. But then Discover had to go ahead and send me a preapproval mailer with a 3 point APR range and all that sweet talk about double cash back...
So I jumped the garden fence and got approved with a $7,500 SL! Someone lock me in the garden now 