Was looking for some cards in the no fee lineup.
Already have Citi DC, Discover It miles (just got the 1st year mile match) & It card, 3 Chase cards (Amazon.com Sig, Freedom Sig & Slate), Cap One Quicksilver, Amex Costco & Blue Cash and 3 more.
Have a $25k car loan 75% paid in <2 yrs
First card: Jan, 2014
Total credit limit before this app: $70k
Highest limit: $21k
Reported usage: 7%
EX 780 5/7/16
TU 791 5/6/16
EQ Bankcard 8 (250-900): 801 4/26/16
With 10 inquiries in Experian and 5-8 in EQ and TU, last one around a year ago, applied for two credit cards with BofA (never a customer before).
Got approved for both instantly within 5 minutes:
Better Balance - $5k limit
Travel Rewards - $12k (Not a great card vs Quicksilver but applied for the $200 signup - probably the highest currently of any no fee, non-CU card)
Just opened a Regular Savings with BofA ($300 avg daily balance) for the addl $5/quarter with BBR.
Could have done better w/ signup bonus if gone for a fee card (CSP etc.) but don't like paying fee on a credit card.
