Technically, I am gardening, but I had completely forgotten about my visa application through my University credit union. So earlier this month I finished my Masters, and I rec'd an email from the Alumni Association about a visa promotion through the Univeristy credit union. Completed the application and forgot about it. Checked my mail today and there was my new visa with my school logo on it! I got a pretty small starting limit, $2500. My intro apr 3.9% for the year and then goes to 10.24% after that.
I wil try to recon the limit. I'm starting to think credit unions are the way to go! 