I applied a few days ago, ended up getting a call back saying I was approved for $5000! Over the past 45 days I've been doing my best to get my credit in line. According to MyFico I went from 590 according to capital ones credit wise. Since then, I took out a Springleaf loan to consolidate my cards into one payment and have them all at zero balances.
Saying that hat to say this, got the call, they asked me to confirm a code to my phone, I did, then got the jitters before him telling me "congratulations you've been approved do you have questions? Card in 1-2 weeks. I'm hype, but ironically I just started gardening so it was right on time! The one card I wanted finally got accepted.
Now im hoping the letter I sent to a company about a DEROGATORY mark reaches them then it gets taken off my report and makes my score even better.
Ficos: EQ- 655 TU- 740 EX-670