DISCOVER...ROCKS
Its my 7th attempt in last 2 years, came back with an Approval.. BANG 3500
Started rebuilding when I saw my scores at 380 to my shock.
Exactly 2 years later; scores in range of 690-699 with over 70k in credit (I closed 40k in store cards) and UTIL 8% and over 25 cards.
No longer applying for store cards (in fact closing them), only Prime cards.
Lots of ENQ - 54 TU, 60 EX, 34 EQ (no apps in 6 months, just today), INQS falling off-starting this month.
Getting there with your wonderful support...CHEERS