I was in dire need of a new cellular phone but didn't want to spend an arm and a leg to get one. I was in a toss up between Motorola Credit or PayPal Credit (formerly Bill Me Later). After reading the boards and seeing many people talking about the SCT, I tried to be patient and wait to get the pre-approval during the Motorola checkout process. That sucker never came. Phone was on it's way to the graveyard. Anyhoo, yesterday I decided to apply for PayPal Credit. I get the emails all the time and decided to go with it. Only used the last four of my social and it came back approved for $4500. *whew* I can breathe now! I'm sure this limit is because I have high util right now, but I am thankful nontheless. Does anyone know if this will be a hard pull? Does it report or is it a hidden TL like Newegg's old Preferred account was? Haven't checked my FICO scores in ages so I have no idea what report was pulled or what my score was at the time of approval. Thanx!
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PayPal Credit Approval
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