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PayPal Credit Approval

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I was in dire need of a new cellular phone but didn't want to spend an arm and a leg to get one.  I was in a toss up between Motorola Credit or PayPal Credit (formerly Bill Me Later).  After reading the boards and seeing many people talking about the SCT, I tried to be patient and wait to get the pre-approval during the Motorola checkout process.  That sucker never came.  Phone was on it's way to the graveyard.  Anyhoo, yesterday I decided to apply for PayPal Credit. I get the emails all the time and decided to go with it.  Only used the last four of my social and it came back approved for $4500.  *whew*  I can breathe now!  Smiley Very Happy  I'm sure this limit is because I have high util right now, but I am thankful nontheless.  Does anyone know if this will be a hard pull?  Does it report or is it a hidden TL like Newegg's old Preferred account was?  Haven't checked my FICO scores in ages so I have no idea what report was pulled or what my score was at the time of approval. Thanx!


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