As you guys know, My mom was just approved for Amex Everyday Preffered with a 10k limit. Amex has her score as a 769. She used to have a Amex charge card back in the 90s. But she wants to see how far she can go with the card. I have read that someone people have gotten CLI upon activation and that some wait until 60 or 61 days to do the 3x CLI. She only wants to double it at most. So what would you guys recommend and also does Amex still backdate to credit reports or no?
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