Last night I bought from my FICO my FICO scores and they are currently- Transunion 663, Experian 679 and Equifax 678. I have a discharged bankruptcy from May 2013. I currently have a Barclay card with a $4,400 limit and a Merrick Bank card with a $1,500 limit and have had both card for almost 2 years now, never late. I applied today for the Discover it card through Amazon.com site as they are offering a $50 gift card if approved. I have received numerous Discover it offers in the mail and was able to apply through the Amazon.com site and put in my invitation number. I was so nervous to apply, get rejected and take a hit on my FICO score. Well I applied and requested balance transfer of $1,750 and I was approved on the spot for $6,000!! This offer is 0% for 12 months for purchases and balance transfer and great rewards! I have read about so many people getting rejected with scores like mine and my bankruptcy is only from 3 years ago. I am so happy and on my way to rebuilding my credit!!
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