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AMEX BCP 3xCLI Approval

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CSR said I was denied a CLI (luv button at 75 days) on my Blue Cash Preferred, after receiving an emailed request to contact them, and that I would receive a letter in mail giving me details. As I was about to hang up with the CSR after thanking him, he stopped me and asked me to wait while he reviews my account again. He then sees that I was denied a CLI request upon activation back in March and states that he'll forward my account to an underwriter for further review. Wait time should be 24-48hrs. So I signed onto my account today and was surprised to discover that my available credit was $6K. Still no email informing me of approval. Thank the Holy Lord!

 

Admittedly, I waited a few days to call them because I wasn't ready to hear the rejection but I'm so glad I waited. During those few days, I also pushed forth an early payment of $1K. Probably that helped my request? Tehehe!

 

Thank you myFicoers for your informative posts that have helped me on this rebuilding journey! Without this forum, I wouldn't have known where to start. 😄


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