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Stepping out of the garden, and into the Citi!

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I started rebuilding in earnest back in November, at which point my scores were all just below 600.

 

In November, I got a CapOne Platinum, which I PC'd to QS. That started with a 2k limit, and is now at 2700. I also got a Barclay's Apple card, which started at 1k, and is now at 1450.

 

In March, I got a Discover It, which started with a limit of $1600, and got a CLI to $2400 last month.

 

Today, after fully paying down a $5k revolving line that had been carrying a balance for longer than I'd like to admit, my EQ and TU scores are above 700 for the first time in a long time, while my EX score is lagging below at about 650. I decided to app for the Citi DC card, which is one of my goal cards, and got approved with a limit of 3300. My other goal card is the Amex BCP, but I'm going to hold off on that until my EX score gets above 700.

 

Now to garden for a while, and let some baddies age off my reports. :-)


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