3 of my 4 First Bankcard's consecutive 4th statements closed this month so I called them right up and asked for a SP CLI on each of the 3 accounts (4th account was just opened last month so I didn't even ask). Overstock went from $12,500 to $15,000 - Rakuten went from $7,000 to $9,500 - Sun Country went from $12,500 to $15,000. Not bad at all if I do say so myself. Just got denied a 5th card from FNBO a couple of weeks ago for too many inquiries. Somehow I think the system dictates that and UW falls in line. It also seems that my CLI was in tune with my updated EX FICO from FNBO.
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