Hey folks, just wanted to let y'all know I found a really good CU for residents in the carolinas. While they won't be able to service many of y'all, the ones in many counties of north and South Carolina they are a great option to checkout. I called last Thursday about a LOC to consolidate a credit card and a high interest loan from springleaf. The last I talked to told me to apply for their "no frills" visa as opposed to a typical unsecured loan. I told her it was about 15k I needed to consolidate and she told me to apply for the CC. If that didn't get approved she would go the other route. So I did and was approved for 20k (the amount I app'd for) instantly. No income verification. Just had to email a copy of my drivers license. The intro rate was 2.9 for 12 months and 7.9 after that on balance transfers. This was all after refinancing a car, buying a new pickup, and getting about 25k in new credit cards the in the past 4 weeks. They are super easy folks to deal with and had I known this before I would've prolly refinanced with them instead of PenFed a couple weeks ago for the simple fact they are local to me. Just thought I'd share in case the info could help someone. Any questions of me just ask.
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