My chapter 7 bk was discharged in Sept 2015. In April 2016, I applied for a few of the cards that were recommended on this site and I had no luck. I did, however, end up applying for a Cap One card and I was approved for a $3000. cl in the steps program. I pay my bill in full before my billing cycle closes every month, and everything has worked out pretty well so far. I applied for a increase in June 2016 and Cap One granted me a total $8000. cli. Bankruptcy was truly a sad and humiliating experience for me, so I think 2 credit cards will be enough for me. So how do I work my way into getting a AMEX?
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