Despite hearing countless recommendations to pair the Freedom cards to rack up UR points, I didn't find it necessary to get the FU since my Double Cash wins. However, upon realizing that the 5/24 rule applies to ALL ACCOUNTS and not just Chase's, my trigger finger jumped. I've opened 4 accounts in the past month, 1 pending, 1 coming in January. I wouldn't be able to get the FU for a long time!!! Only 2 have posted so I needed to beat the credit czars at their own game.
Filled the app (gave my business to CreditKarma this time), got the 7-10 days notice. I know it's definitely a rejection lol. I recon, guy tells me the file is too new story. Getting kinda old at this point but I do agree I look like a bad credit risk. Call again, super laid back lady offers herself to transfer credit over from my new Freedom. LOL I WAS GOING TO SUGGEST THAT FIRST. Thank God Chase was generous the first time around. Approved for $2000 transfer. This doesn't solve my worries of being shafted by the CSP when it's time to redeem for travel but at least the option is there.
CL transfer should be the primary weapon of choice for all of my young, thin file brethren. Worked for BoA BBR and Chase FU now. Just in with the bank with a good score/SL the first time around. I got decades to garden the **bleep** out of every no AF card. Life is pretty awesome right now, I can feel myself getting addicted to this game and it's getting dangerous. Stay safe all. #teamPIF