I had intended to garden until December this year but went for CLI and didn't realize it was HP (don't remember who now). So I decided since July was ruined I may app. I was at Toys-r-Us to get a shower gift, if I apped for their card I would instantly save $14. Apped when pending figured decline but still saved $14, got alert on Sunday new account, yeah I have no children but a Toys-r-Us card. Then I saw on the talk about BEC and figured I'd try. Approved on regular terms only $1000 SL but I know it will crow. Finally been wanting a premium card and was torn between Citi Prestige and Chase Ritz. Even though next year they cut a few benefits from Prestige I apped, declined to many new accounts and to many apps with Citi (3rd) in two months. So then I figured last day of July I'd try for Ritz, this morning I signed into Chase to pay on Southwest, bam new card at bottom, the Ritz. We fly 1-2 times a year so with the $300 airline credit, it will bring annual fee to $95. Never stayed at a Ritz, now I have a reason Image may be NSFW.
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Three new approvals one denied
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