Got my approval today. This is my second Amex approval this month.
I got my regular old Blue a few weeks ago, with only a $500 limit. Today, I got a $1000 limit on the EveryDay Preferred.
Now, I've read all about the 3X Amex offers at 61 Days. Question: will this be across the board on both cards or only one of them? Anyone had luck getting more than the 3X on CLI's? I primarily want to use the Amex for everything, rack up the points, and take a sweet vacation next year.
Current Scores: right at or a little above 670 across the board. Equifax hasn't been updated in a while. Letters have been sent to have it updated. I keep my utilization low and plan on closing some of these pesky store cards, which are my shortest lines anyway, and keep the good plastic around.
Current credit portfolio:
PenFed Platinum Rewards Visa 16K limit, using and PIF monthly (about to start utilizing Amex EveryDay instead)
Penfed Promise: 5.5K limit (carrying 3K in balance transfers at 4.9% and paying $500 a month toward)
CapitalOne QS1: $1500, no balance, sock drawer
CapitalOne Secured $325 limit, no balance, sock drawer
University Federal Credit Union: $5K limit, $1300 balance, pay $400 per month, never use
Barclays Arrival: $1200 limit, $200 balance, pay in fill next week, going in sock drawer
Walmart Store Card: $400 limit, zero balance, use once a month for something small
Sams Club Stoer Card: $437 limit, zero balance, use occasionally when I think about it
Old Navy: $200 limit, rarely use it, PIF
Amazon Prime Store Card: $800 limit, $100 balance, will PIF this month. I use it when I need to buy something over $500 and utilize the 0%APR
Amex EveryDay Preferred: $1000 limit, will be my go to, and PIF monthly
Amex Blue: $500 limit, zero balance, and was my gateway into Amex. Not really sure what I'm going to do with this card.
University Federal Credit Union: Auto loan, 17K at 3.9% for 60 months opened in May.