Been receiving pre qualified offers in the mail the last 3 or 4 months (along with Amex) with 3 point APR range then finally the last pre qualify offer had the 3 point range, but the next bracket lower! Was nervous of decline or 500 limit, I don't make a lot of money right now, but BOOM! Highest limit by far. My util was 58 percent to 33 percent which would explain the lower APR offer, but 0% for 14 months once I get that thing!! Still want to apply for Amex now that I have this momemtum should have I had the windows up side by side, just app, or maybe hold off another month until all this reports on my CR with an almost sure bigtime boost in score! This place is the greatest of all time!!!
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