Well, I got a lil happy now that my Exp FICO is in the 640s (I know it's still low but it's a big jump for me, coming from the low 500s)
Decided to app for Amex Blue Cash Everyday -- denied BUT was counter-offered the BCE without intro APR or bonus, same rewards though
Only $500 but I will treat it like a precious baby and wait for it to grow...
(Also approved for Overstock via SCT, $1000 ... didn't want to waste the HP when I thought Amex denied me lol)