Hi All,
Interesting outcome when I attempted to get a recon for this Capital One Venture card I applied for. So, I'm still rebuilding my credit and I've been attempting to add another card to my current Capital One Quicksilver One card. I applied for a Chase Freedom, denied. I applied for Discover IT, denied. I applied for Amex Blue Pref, denied. Told myself enough is enough and I should probably just go to the garden. Instead I was on CK, and noticed it said my approval odds for a Capital One Venture card were "very good." Now, I've been lurking on myFico long enough to know very well that I should have took that with a grain of salt but instead I applied anyway. Instantly denied. Called one of the backdoor numbers and the nice gentleman basically told me in a nice way no point in reconsideration, but before hanging up, he asked why I wanted the card and I told him for the "travel benefits" (not entirely true). He then said there may be a slight chance they could upgrade my current card. After tranferring me, they gave me the option to upgrade my card to the Venture One Capital Card, I accepted. I lost my cash back benefits, but I feel this is a better card so that's a win. Only problem is I still only have one CC. Trying to decide if I should apply for the Capital One Quicksilver card again or a CapOne Plat. Or if I should maybe just wait it out?