Applied online 8/13 for Ritz-Carlton Rewards credit card. Was not instant, but 7-10 day message online. Automated phone system said "you'll hear from us in 30 days". This morning just called into back door, verified address and they sent me a text...20 seconds later..Approved 
Credit line $20,300 -- it is an odd number. great rewards structure and plan on using it well. K straight back to the garden until next summer!