Long story short I got denied for the Freedom Unlimited due to Chases 5/24 rule. Called recon number and explained that 3 of the cards they're using in that equation, I'm actually just an authorized user on my wife's cards. They put me on hold, came back with I few questions about how I use my Cap One card (that's actually mines) then approved me for $5000. I've been lurking around these forums for years. Thx for all the great advise!
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