Finally pulled the trigger today and applied for the Blue Cash Everyday Preferred.
Online immediate approval with a 10K SL.
Went in with:
Experian Fico score - 781
Revolving Credit Limit 12,700
Card Utilization - 30%
Average account age 15.1 years
No Baddies
My first Amex! Pretty excited. Thanks to the community for all the valuble information and help!