So US bank has some serious issues with their interfaces.
My hubs has a car loan with US bank and last weekend he (Ok it was me) opened a checking account and app'd for the Platinum Card and LOC. Apps went to review. The checking account was opened but it never synch'd with the car loan account when logging online and it wouldn't let me set up a new online account stating that there already was one on file. I called the app status line all week and they couldn't find the application. Online status also said app couldn't be found. I finally sent an email to support about linking the auto loan and the checking account. They just wrote back that it would be fixed in 3 business days.
Then low and behold the Visa Platinum shows up in the mail today. Approved for $5,000 0% until 8/17, but then the rate goes to 21.24%! Yuck! I sorta wish the app had gotten lost in the void. Also received a letter that the LOC/overdraft was approved for $2,500 then 21.9%. These APRs aren't good. Sorta bummed that I even started this. Having app'ers remorse.