I just couldn't help myself. I have just recently got into credit card rewards over the last year. I couldn't resist the benefits of the CSR. Between the bonus points and the travel credit I had to go for it. I got instantly approved for $24,000.00, making this my highest limit card. I have no doubt I will hit the spend for the bonus just based on my regular spending, and we should be able to get the $300.00 travel credit for 2016 and 2017 based on trips we were already planning on going on.
Due to the very generous bonus, I know I will easily recoup the anuual fee for this first year, while making a decent profit and I will take this first year to decide if this annual fee is something I am comfortable continuing to pay for. If it's not, how difficult is it to change to a no annual fee card, like the Freedom Unlimited before the next years fee comes due?