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Macy's Credit Card Application

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Hey everyone!

I joined FICO around a month ago, but check these forums daily! 

 

So much useful information to be found...

 

Anyway, i have a question.

 

I applied for a Macy's store credit card (which after extensive researching, I read that Macy's can be difficult) and received the "We Need a Little More Information" statement in order to receive a decision... I'll be calling later today.

 

In your experience, does this result in an acceptance? 

 

My credit scores are:

 

Equi: 687

Trans:702

Exp:697

 

I'm 20, but next month will mark my oldest card being two years old. 

 

I have a BOA card with a 1200 limit.

Jared's with 800.

Amazon with 1400. 

Synchrony with 800.

 

This is the final card I planned on applying for another 2 years! The only thing I would consider otherwise doing would be CLI's as long as they're soft pulls.

 

Thanks for the advice! 


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