First I just wanna say that I've been lurking this forum and reddit for a while learning more each day.
Well today that learned paid off, I got my AMEX BCE in the mail with 4K limit and am very excited to be apart of the family.
A little backstory:
- December 2015 had no credit at all, applied for Amazon CC twice, denied both times.
- January 2016, learned about credit and applied for Cap1 Secured, accepted.
- March 2016, got an auto loan (dad cosigned)
- August 1st. checked fico score on creditscorecard.com and saw I was at 714, CK had me at 698 and 692
- August 25th, applied for AMEX BCE and was approved for 4K limit.
- August 29th, card came in mail and was activated.
Started from nothing and now my first 'real' card has a decent limit.
Next i'm going to shoot for the Chase freedom card as I want a card with price protection and they seem to always have decent sign up offers, probably going to go for that around october/november.
Thanks to all the threads on here that I've read that helped me.